FINANCING AVAILABLE • All Credit Welcome • No Credit Needed • Rent-to-Own • Apply Today!

Financing & Rent-to-Own

Get It Today.
Pay Over Time.

Appliances and buildings you need now — financed through Snap Finance & American First Finance. All credit welcome, no credit needed, apply in minutes.

Apply in Minutes or call (903) 334-7700
All Credit Welcome No Credit Needed Approve in Minutes
Bright, sun-lit premium kitchen with new appliances
Simple & Fast

How Financing Works

1

Pick What You Need

Choose your appliances, building, or anything in our store — new, used, or scratch-and-dent.

2

Apply in Minutes

Apply online or by phone with Snap Finance or American First Finance. No credit needed, instant decision.

3

Take It Home

Get approved and take it home today on a payment plan that fits your budget.

Our Financing Partners

Two Easy Ways to Finance

Apply with either partner in minutes — pick whichever works best for you. Both offer flexible plans with no credit needed and a fast decision.

Snap Finance Up to $5,000 · Lease-to-own
  • Quick & easy application
  • No credit needed
  • Flexible payment plans
  • Instant approval decision
Snap Finance: get approved for up to $5,000 with lease-to-own financing; scan to apply Apply with Snap
American First Finance All credit welcome · What’s possible today
  • All credit welcome
  • Quick & easy application
  • Flexible payment options
  • Apply in minutes by phone
QR code to apply with American First Finance Apply with American First

Financing offered through third-party partners; approval and terms are subject to their eligibility requirements.

Use It On Anything

What You Can Finance

Appliances Fridges, ranges, washers & dryers Portable Buildings Sheds, barns & cabins — rent-to-own Metal Buildings Carports, garages & more
Questions?

Financing FAQ

No. All credit is welcome and no credit is needed to apply. Snap Finance and American First Finance look at more than just your credit score, so many customers get approved even with limited or poor credit.
Snap Finance offers lease-to-own up to $5,000. American First Finance approval amounts vary by applicant. You can use financing on appliances, portable buildings, metal buildings, and more — ask us and we'll help you find the right fit.
Three easy ways: apply online in minutes using the buttons above, scan the code with your phone, or stop by the store and we'll help you apply on the spot. You'll get a decision fast — often in just a few minutes.
These are rent-to-own / lease-to-own and financing agreements provided by third-party partners, not a loan from Sunshine Storages. You own the item once it's paid off according to your agreement. Please review your contract for full terms.
Typically a valid government-issued ID, an active checking account, and a source of income. Exact requirements are set by each financing partner and confirmed during your application.
Yes. Both partners typically offer early-purchase options that can save you money versus paying over the full term. Check your agreement or ask us for the details that apply to you.

Ready to Get Started?

Apply online, call us, or stop by our Texarkana showroom at 1414 New Boston Rd. We'll help you get approved and take home what you need today.

Apply Now Call (903) 334-7700